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Bank Card Security SystemOverviewLeading card issuers and secure personalization bureaus around the world use the Bank Card Security System (BCSS) to produce secure financial transaction cards (credit, debit, prepaid and gift). They use our cost-effective software because BCSS is a lower cost alternative to the custom programming ordinarily used to implement key management, and to create card security codes and PINs. In addition, acquirers use BCSS to verify card transactions. BCSS decrypts PIN blocks and verifies security codes. Customers rely on BCSS to keep them current with the latest security standards established by Visa®, MasterCard®, Discover® and American Express®. BCSS also keeps issuers and acquirers current with security requirements for different types of plastic media: magnetic-stripe cards, smartcards (chip cards) or contactless cards (EMV and RFID cards). BCSS runs stand-alone or with the Thales Host Security Modules (HSMs). In stand-alone mode, customers use BCSS for key management and to create security codes for branded gift and prepaid cards. When running with a Thales HSM, BCSS eliminates the need to know Thales’ proprietary host commands, and in this mode, the two provide the most secure environment for card processing. A typical secure card-processing environment includes a cardholder database, the BCSS database of cryptographic keys and security options, the BCSS library of subroutines, and one or more Thales HSM 8000s.Learn more about BCSS:
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