PCI Compliance

The Payment Card Industry (PCI) sets specific compliance standards for the protection of information for merchants that accept credit or debit payment cards. Every organization that processes or stores confidential data — and that includes just about everyone involved in digital commerce these days — can use the PCI security requirements as a guide to establish their data protection policies and procedures.

The PCI Data Security Standard (or PCI DSS) is a comprehensive security standard that includes requirements that merchants who process card payments and store or transmit credit, debit, or prepaid card information must follow to provide secure transactions. PCI DSS covers security management policies, procedures, network architecture, software design, and other critical protective measures for protecting sensitive information related to payment cards – all in an attempt to reduce risk of payment card data loss.

Adhering to PCI standards can be complex, but solutions
from Prime Factors help to simplify compliance, particularly in the areas of:

Implementation of control measures
Implementation of data security policy
Having software that properly protects the personal data of the card holder

Qualified Security Assessors (QSAs), independent security organizations that have been qualified by the PCI Security Standards Council, can take advantage of standard PCI reports built into EncryptRIGHT and BCSS to help pass PCI DSS validation assessments.

BCSS software helps in the area of PCI compliance related to issuing payment credentials and processing transactions.

Download BCSS Compliance Checklist

EncryptRIGHT® software provides a better way to meet many of the requirements of PCI compliance for data encryption and cryptographic key management, and a tokenization module that reduces the scope and cost of a PCI DSS audit. Check out the EncryptRIGHT PCI Compliance Checklist.

Download EncryptRIGHT PCI Compliance Checklist